The story of this market
The typical home in Fulton County, New York sells for about $249,450, or $174 per square foot.
Prices are up +3.8% from a year ago, so sellers still have some momentum. Homes take about 54 days to sell. Over the long run, values in this county have grown 96% since 2002. Last year 4 of 10 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,051 a month.
HUD sets the fair market rent for a 2-bedroom at $1,051 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2002–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2004 (+16.1%). Worst: 2009 (-4.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.5%
NY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,252
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2002–2025
0%
2025 change
FHFA repeat-sales index, median of 10 census tracts in this county (2002 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
33
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $16,540,485.
Mortgage activity
Home lending in this county
67.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1679 | 834 | 67.7% | 5.1% | $135,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Fulton County, New York
Fulton County's housing market shows price appreciation with median listing prices reaching $249,450 as of mid-2026. The market is supported by a stable industrial base and diversified local employers. Inventory remains limited, contributing to competitive listing conditions.
1 distress filing(s) on the ARED verified county foreclosure ledger. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 9 ZIP reports
Median prices moved up 2.9% year over year.
Homes spend a median of 40 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 30.24% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 7 researched ZIP reports of 9 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Fulton County, New York — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 18
researched Sep 19
researched Sep 16
researched Sep 16
researched Sep 17
researched Sep 19
researched Sep 20
researched Sep 20
| 12025 | Broadalbin | $399,965 | $209 | +10% | 8 | 100.4% | — | — | 43 | $904 | researched Sep 16 |
| 12032 | Caroga Lake | $300,000 | $173 | -8% | 92 | 97% | — | — | 62 | $875 | researched Sep 18 |
| 12070 | Fort Johnson | $245,000 | $142 | +4.2% | 48 | 98.5% | 12% | 4.6 | 14 | $880 | researched Sep 19 |
| 12078 | Gloversville | $200,000 | $123 | -11.1% | 55 | — | — | — | 155 | $911 | researched Sep 16 |
| 12095 | Johnstown | $173,200 | $187 | 0% | 53 | — | — | — | 34 | $923 | researched Sep 16 |
| 12117 | Mayfield | $195,200 | $112 | 0% | 66 | — | — | — | 40 | $926 | researched Sep 17 |
| 12134 | Edinburg | $328,000 | $185 | +4.2% | 55 | 98.5% | 12% | 4.8 | 42 | $891 | researched Sep 19 |
| 13339 | Fort Plain | $149,900 | $108 | +3.4% | 62 | 96.5% | 12% | 6 | 48 | $867 | researched Sep 20 |
| 13452 | Saint Johnsville | $187,000 | $151 | +15.3% | 43 | 98.5% | 12.2% | 1.7 | 279 | $763 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county features a diversified economy with major employers including FAGE USA, Benjamin Moore, Walmart Food Distribution Center, Crystal Geyser, and Taylor Made.
Fulton County maintains a diversified economic base supported by manufacturing and distribution anchors.
Data retrieved from US Census QuickFacts and county economic reports.
applies when — Applies to residential rental property where at least 20% of units are subject to an agreement restricting occupancy to income-qualified tenants.
The assessed valuation must be determined using the income approach based on actual net operating income, excluding subsidies, tax credits, or grants used for development costs.
N.Y. Real Property Tax Law Section 581-A
New York is a judicial foreclosure state, meaning the lender must file a lawsuit in court to foreclose on a property. The process typically takes approximately one year from the start of the case to the sale of the home.
New York Real Property Actions and Proceedings Law
applies when — Applies to the sale of residential real property (up to four units).
Sellers are required to provide a Property Condition Disclosure Statement to the buyer. Failure to provide the statement may result in a credit of $500 to the buyer at closing. Knowingly false or incomplete statements may subject the seller to legal claims.
New York Real Property Law Article 14, Section 462
Real property is assessed by local jurisdictions based on a uniform percentage of value. The tax liability is calculated as (Assessed Value * Tax Rate) - Exemptions. Owners of one, two, or three-family owner-occupied residential property have the right to Small Claims Assessment Review (SCAR) to challenge assessments.
New York Real Property Tax Law Article 3 and 7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.