The story of this market
The typical home in ZIP 12134 sells for about $328,000, or $185 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 55 days to sell. HUD's fair market rent for a two-bedroom is $891 a month.
ZIP 12134 — Edinburg
The 12134 market is characterized by low inventory and steady demand for recreational and primary residential properties near the Great Sacandaga Lake. While price growth has moderated, the area remains attractive to buyers seeking a lower cost of living compared to the Capital District. Investors should note that the market requires careful local knowledge due to the rural nature and seasonal demand patterns.
This ZIP is best suited for outdoor enthusiasts, retirees, and those seeking a rural lifestyle, as the distance to major employment centers makes it less ideal for daily commuters.
Median prices moved up 4.2% year over year.
Homes spend a median of 55 days on market with 4.8 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.4% · poverty 10.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 12134, Fulton County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Northville Central School District, which generally maintains a stable reputation within the rural Fulton County educational landscape.
The region faces moderate seasonal risks related to heavy snowfall and potential localized flooding near the Great Sacandaga Lake, typical of the Adirondack foothills.
Economic momentum is largely driven by tourism and seasonal recreation associated with the Great Sacandaga Lake, with limited large-scale industrial development.
Property taxes are levied by the Town of Northampton and Fulton County, with additional school district levies; rates are subject to local assessment rolls and state-mandated tax caps.
Commuting typically requires personal vehicle use, with travel times to major employment hubs like Albany or Schenectady often exceeding 45-60 minutes.
The area is anchored by the Great Sacandaga Lake, offering extensive boating, fishing, and seasonal water sports, alongside proximity to Adirondack Park hiking trails.
The rental market is characterized by limited inventory and seasonal demand fluctuations, with a notable presence of short-term vacation rentals due to lake proximity.
The local economy is primarily supported by small-scale retail, tourism, and public sector employment within Fulton County.
Public transit is virtually non-existent; the area relies entirely on private vehicle infrastructure via state routes.
Development is largely restricted by Adirondack Park Agency regulations, limiting large-scale commercial or residential expansion.
The Fulton County Real Property Tax Service Agency oversees assessments, which are generally conducted at the town level.
Parcels are subject to Northville Central School District taxes and local fire district assessments.
Property insurance premiums are influenced by rural fire response times and proximity to water bodies, with standard coverage generally available.
New York is a judicial foreclosure state, requiring court intervention for all foreclosure proceedings.
New York requires a standard Property Condition Disclosure Statement, though sellers may opt to pay a credit in lieu of disclosure.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- CAMP-of-the-WOODS4.815.5 mi
- Oak Mountain4.717 mi
- Sport Island Pub & Restaurant4.45.5 mi
- Lanzi's on the Lake4.39.4 mi
- High Rollers Skating4.519.2 mi
- Mayfield Town Beach4.210 mi
- Auger Falls Trailhead4.712.8 mi
- Historic Copeland Covered Bridge4.88.3 mi
- Historic Copeland Covered Bridge4.88.3 mi
- Mayfield Town Beach4.210 mi
- Auger Falls Trailhead4.712.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
A massive reservoir serving as the primary recreational anchor for boating, fishing, and swimming.
Provides vast access to protected wilderness, hiking trails, and outdoor conservation areas.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.