The story of this market
The typical home in ZIP 20874 sells for about $439,869, or $260 per square foot.
Prices are up +1.7% from a year ago, so sellers still have some momentum. Homes take about 31 days to sell. HUD's fair market rent for a two-bedroom is $1,995 a month.
ZIP 20874 — Germantown
The 20874 housing market remains balanced with steady demand and moderate inventory levels. While year-over-year price growth is modest, the area continues to attract buyers due to its strong school system and proximity to major employment hubs. Current market conditions suggest a stable environment for both buyers and sellers.
This ZIP is ideal for families and professionals seeking a suburban lifestyle with convenient access to the I-270 employment corridor. It attracts a mix of first-time homebuyers and established families looking for quality schools and abundant recreational amenities.
Median prices moved up 1.7% year over year.
Homes spend a median of 31 days on market with 0.7 months of supply — a fast-moving market.
8% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.1% · poverty 8.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 20874, Montgomery County MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Germantown generally experiences crime rates consistent with suburban Montgomery County, with property crime being the primary concern. Safety levels are considered moderate compared to the broader Washington D.C. metropolitan area.
The area is served by Montgomery County Public Schools, which are highly regarded for academic performance and diverse programming. Most schools in the 20874 ZIP code maintain strong ratings and provide robust support services.
The area faces standard regional risks including severe thunderstorms and occasional heavy precipitation leading to localized flooding. Insurance markets remain stable, though premiums are influenced by regional weather patterns and proximity to the Chesapeake Bay watershed.
Germantown serves as a major residential and commercial hub in Montgomery County, benefiting from proximity to the I-270 technology corridor. Development momentum is driven by ongoing mixed-use projects and the expansion of biotech and professional service employers.
Property taxes are levied by Montgomery County and the State of Maryland, with rates determined by the annual assessment of the Department of Assessments and Taxation. Special service districts may apply to specific developments for infrastructure maintenance.
Residents primarily commute via I-270 toward Bethesda, Rockville, and Washington D.C. Public transit options include the MARC train and various Ride On bus routes connecting to the Shady Grove Metro station.
The area features extensive green space, including Seneca Creek State Park and Black Hill Regional Park, offering trails, boating, and picnic areas. Shopping and dining are concentrated in the Germantown Town Center and surrounding retail plazas.
The rental market is characterized by steady demand and moderate vacancy pressure, with a mix of garden-style apartments and single-family home rentals. Rent growth has been positive, reflecting the area's desirability for commuters.
The economy is anchored by the biotech and life sciences sector along the I-270 corridor, alongside significant government and professional service employment. Major employers include nearby federal agencies and private research firms.
The area is served by the I-270 highway corridor and the MARC Brunswick Line, providing critical transit links to the D.C. metro area. Local bus service is provided by Montgomery County's Ride On system.
Development is focused on transit-oriented projects near the Germantown MARC station and infill residential growth in established neighborhoods.
Parcels are subject to Montgomery County property taxes and various special taxing districts for infrastructure and public services.
Property insurance remains stable, with premiums reflecting standard regional risk profiles for wind and storm damage.
Data retrieved from data.census.gov for ZCTA 20874.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lake Fairfax Park4.612 mi
- Adventure Park USA4.116.9 mi
- Sky Zone Trampoline Park4.15.6 mi
- Dave & Buster's419.1 mi
- Dave & Buster's Gaithersburg4.35.2 mi
- Washington National Cathedral4.818.5 mi
- Butler's Orchard4.67 mi
- The Fillmore Silver Spring4.417.1 mi
- Topgolf Loudoun4.410.1 mi
- Wolf Trap National Park for the Performing Arts4.813.7 mi
- Great Falls Park4.89.9 mi
- Westfield Montgomery4.411 mi
- Dulles Town Center4.310 mi
- Glenstone4.75.4 mi
- NOVA Wild4.211.3 mi
- Steven F. Udvar-Hazy Center4.917.5 mi
- Washington National Cathedral4.818.5 mi
- Glenstone4.75.4 mi
- Air and Space Museum Gift Shop4.817.5 mi
- Hillwood Estate, Museum & Gardens4.818.4 mi
- Great Falls Park4.89.9 mi
- Seneca Creek State Park4.72.2 mi
- Cabin John Ice Rink4.410.6 mi
- Black Hill Regional Park4.84 mi
- Lake Fairfax Park4.612 mi
- Topgolf Loudoun4.410.1 mi
- Topgolf Germantown4.34 mi
- Congressional Country Club4.711.4 mi
- Trump National Golf Club Washington DC46.4 mi
- Needwood Golf Course4.38.4 mi
- Clarksburg Premium Outlets4.46.4 mi
- Westfield Montgomery4.411 mi
- Reston Town Center4.412.7 mi
- Dulles Town Center4.310 mi
- Butler's Orchard4.67 mi
- Dulles International Airport4.115.4 mi
- Ronald Reagan Washington National Airport4.223.9 mi
- Capital One Lounge at IAD4.315.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Large state park offering hiking, boating, and picnic facilities.
Features Little Seneca Lake and extensive trail networks.
Central hub for local retail, dining, and community events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.