The story of this market
The typical home in Montgomery County, Maryland sells for about $638,770, or $292 per square foot.
Prices are up +3.4% from a year ago, so sellers still have some momentum. Homes take about 18 days to sell, which is fast. Over the long run, values in this county have grown 134% since 2000. Last year 120 of 201 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,438 a month.
HUD sets the fair market rent for a 2-bedroom at $2,438 a month. FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+22.9%). Worst: 2009 (-8.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
MD · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$3,107
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 201 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
7
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $126,417,413.
Mortgage activity
Home lending in this county
76.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 44796 | 22640 | 76.3% | 3.7% | $475,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Montgomery County, Maryland
Montgomery County's housing market shows resilience with modest year-over-year price growth and tight inventory. While sales volume has softened, the high demand for well-located properties keeps the market competitive. The stability is driven by a strong local economy and limited supply of available homes.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 5 cities · 21 ZIP reports
Median prices moved down 2.0% year over year.
Homes spend a median of 45 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 75.07% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 6.8% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 25 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Montgomery County, Maryland — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 8, 2026.
researched Sep 16
researched Oct 23
researched Sep 16
researched Sep 16
researched Sep 16
researched Oct 23
researched Sep 19
researched Oct 9
researched Sep 20
researched Sep 19
| 20814 | Bethesda | $1,147,572 | $456 | +2.1% | 35 | 98.5% | 37.5% | 3.2 | 391 | $2,333 | researched Sep 16 |
| 20816 | Bethesda | $1,290,000 | $480 | -2.1% | 44 | 98.5% | 23.7% | 0.8 | 53 | $3,240 | researched Oct 23 |
| 20817 | Bethesda | $1,142,300 | $412 | +2.4% | 46 | 98.5% | 18% | 3.2 | 663 | $3,185 | researched Sep 16 |
| 20832 | Olney | $693,900 | $282 | 0% | 24 | — | — | — | 15 | $2,453 | researched Sep 16 |
| 20850 | Rockville | $732,000 | $358 | -1.7% | 18 | 99.2% | 28% | 2.1 | 142 | $2,309 | researched Sep 16 |
| 20851 | Rockville | $577,000 | $388 | +3% | 21 | 99.7% | — | — | 17 | $2,370 | researched Oct 23 |
| 20852 | Rockville | $590,000 | $385 | +7.7% | 28 | 99% | 22% | 3.2 | 219 | $2,224 | researched Sep 19 |
| 20853 | Rockville | $600,000 | $333 | +4.2% | 18 | 99.2% | 12% | 2.1 | 43 | $2,450 | researched Oct 9 |
| 20854 | Potomac | $1,300,000 | $370 | +2.1% | 37 | — | — | — | 449 | $3,501 | researched Sep 20 |
| 20874 | Germantown | $439,869 | $260 | +1.7% | 31 | 99% | 7.8% | 0.7 | 96 | $1,995 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Montgomery County Public Schools is a large, highly-rated district known for academic excellence and diverse educational programs.
The county benefits from proximity to the federal government, major biotech hubs, and significant transit-oriented development projects.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
The economy is anchored by federal agencies, the National Institutes of Health, and a robust biotechnology and life sciences sector.
The county is served by the Washington Metro Red Line, MARC commuter rail, and an extensive bus network connecting to DC.
The Department of Finance conducts annual property assessments based on market value.
The county includes various special taxing districts for infrastructure and community services.
- The St. James4.424.9 mi
- F1 Arcade Washington, D.C.4.621.3 mi
- Lake Fairfax Park4.614 mi
- Urban Air Trampoline and Adventure Park4.120.6 mi
- Sky Zone Trampoline Park424.2 mi
- Nationals Park4.623.1 mi
- Capital One Arena4.521.3 mi
- Northwest Stadium426.4 mi
- Walter E. Washington Convention Center4.520.8 mi
- International Spy Museum4.422 mi
- Smithsonian National Zoological Park4.618.6 mi
- Great Falls Park4.811.1 mi
- Washington National Cathedral4.818 mi
- Westfield Montgomery4.410.4 mi
- Westfield Wheaton4.212.9 mi
- Lincoln Memorial4.821 mi
- Smithsonian National Museum of Natural History4.821.5 mi
- Smithsonian's National Air and Space Museum4.621.9 mi
- United States Capitol4.722.1 mi
- National Mall4.821.5 mi
- Great Falls Park4.811.1 mi
- Brookside Gardens4.812.6 mi
- Georgetown Waterfront Park4.719.8 mi
- Meadowlark Botanical Gardens4.815.1 mi
- Wolf Trap National Park for the Performing Arts4.815 mi
- Topgolf Loudoun4.413.1 mi
- Topgolf Germantown4.32.3 mi
- Congressional Country Club4.711.5 mi
- Trump National Golf Club Washington DC49.1 mi
- Northwest Golf Course4.311.7 mi
- Tysons Corner Center4.616.5 mi
- Leesburg Premium Outlets4.516.4 mi
- Clarksburg Premium Outlets4.45.6 mi
- Tysons Galleria4.515.9 mi
- Westfield Montgomery4.410.4 mi
- Dulles International Airport4.118.2 mi
- Ronald Reagan Washington National Airport4.223.7 mi
- Baltimore/Washington International Thurgood Marshall Airport4.330.7 mi
- Capital One Lounge at IAD4.317.8 mi
- The Club BWI3.930.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive green space offering trails, lakes, and recreational facilities for residents.
A premier venue for music and arts, serving as a cultural anchor for the county.
A major regional shopping destination featuring high-end retail and dining.
Data retrieved from data.census.gov
applies when — Applies to residential parcels located within a development subject to a declaration of covenants or restrictions requiring mandatory membership in an association.
Imposes obligations on parcel owners to pay assessments, adhere to recorded covenants, and comply with association governance and disclosure requirements upon resale.
Real Property Article Title 11B.
Maryland utilizes a judicial-supervised process. Foreclosure actions cannot be filed until 90 days after a default. Homeowners have 30 days from the date of the Notice of Report of Sale to file exceptions to the sale.
Real Property Article § 7-105.1; Maryland Rules of Procedure.
Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates. The Homestead Property Tax Credit limits the annual increase in taxable assessment for owner-occupied residential property to a fixed percentage (set by local jurisdictions, typically 10% or less) of the prior year's assessment.
Tax-Property Article § 8-103; COMAR Title 18.
≈ $63,877/yr on a $638,770 median
applies when — Applies to the transfer of residential real property of one to four single-family units, excluding specific transfers such as initial sales of never-occupied property, foreclosure sales, or transfers by fiduciaries.
Sellers must provide either a disclosure statement detailing known latent defects or a disclaimer statement selling the property 'as is' without warranties.
Real Property Article § 10-702, Annotated Code of Maryland.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.