LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 20910 sells for about $625,000, or $482 per square foot.

Prices are roughly flat from a year ago (-0.31%), a market in balance. Homes take about 28 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,022 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 20910 — Silver Spring

Montgomery County →refreshed Sep 20, 2026next refresh Oct 20, 2026
Market mood · cautiously optimistic

The 20910 housing market remains resilient, characterized by steady demand and limited inventory, particularly for single-family homes. While price growth has moderated compared to previous years, the area's strong transit connectivity and ongoing downtown development continue to support property values.

Who this ZIP fits

This ZIP is ideal for urban-minded professionals and commuters who prioritize transit access and walkability, as well as families seeking established neighborhoods with strong school district ties.

Parent geography
Silver Spring · no city intel reportMontgomery County →Maryland state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 11.9 km²Water area · 0 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$625,000
-0.31% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
28 days
Active listings
172
Listings with price cuts
50%
share of active listings
Sale-to-list ratio
98.6%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
65
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
48
Growth/100

Median prices moved down 0.3% year over year.

77
Liquidity/100

Homes spend a median of 28 days on market with 4.1 months of supply — a fast-moving market.

44
Momentum/100

50% of listings have cut prices · homes sell at 98.6% of asking — demand is holding steady.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 7.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$400,000$500,000$600,000$700,000$800,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$4,000$5,000$6,000$7,000$8,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
45,943

ZCTA 20910, Montgomery County MD

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
25.2%
Foreign-born residents
11,556
Naturalized (of foreign-born)
52.5%
Non-citizens (of population)
11.9%
Entered 2010 or later (of foreign-born)
40.7%
World region of birth (foreign-born)
Africa
35.3%
Americas
25.3%
Asia
22.9%
Europe
16.5%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime trends in Silver Spring are generally consistent with urbanized Montgomery County, with localized variations in the downtown core compared to surrounding residential neighborhoods.

Schools & education

The area is served by Montgomery County Public Schools, which maintains a strong regional reputation for academic performance and diverse programming.

Environmental & hazard

The area faces standard regional risks including localized stormwater flooding and wind events, with insurance premiums influenced by Maryland's broader climate-risk assessments.

Growth & development

Development is driven by the ongoing revitalization of Downtown Silver Spring, featuring significant transit-oriented mixed-use projects and proximity to major federal and biotech employment hubs.

Taxation

Property taxes are assessed by Montgomery County based on market value, with additional levies for state, municipal, and special taxing districts including school and transit funding.

Transportation & commute

Residents benefit from high transit connectivity via the Silver Spring Metro station (Red Line) and the Purple Line light rail project, providing direct access to Washington, D.C. and Bethesda.

Recreation & amenities

The area features extensive access to Sligo Creek Park and its trail system, alongside the vibrant shopping, dining, and entertainment venues of Downtown Silver Spring.

Rental market

The rental market is highly active with significant multi-family inventory in the downtown core, though vacancy pressure remains moderate due to consistent demand from commuters.

Economy & employers

The economy is anchored by federal agencies, the biotech sector, and a robust professional services industry, benefiting from its proximity to the D.C. employment core.

Transportation & infrastructure

The area is a major transit node served by WMATA Metro, MARC commuter rail, and the future Purple Line, supported by a dense network of bus routes.

Development pipeline

Ongoing redevelopment of the downtown core continues to add high-density residential and commercial space, focusing on transit-oriented growth.

County appraisal district

Montgomery County Department of Finance assesses properties annually, with a three-year phase-in for assessment increases.

Special districts

Parcels are subject to Montgomery County Public Schools, Maryland-National Capital Park and Planning Commission, and various utility service districts.

Insurance & hazard market

Property insurance market is stable, though premiums are sensitive to regional weather-related claims and national reinsurance trends.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 20910, Montgomery County MD
Population
45,943
Median age
35.4 yrs
Owner-occupancy
48.5%
Median home value
$615,000
Median gross rent
$2,150
Median household income
$143,098
Median year built
1967
Vacancy rate
6.2%
Renter share
51.5%
Owner cost burden
28.4%
Renter cost burden
42.1%
Population change
+0.8%
Net migration
120
Work-from-home share
35.2%
Mean commute
31.5 min
Bachelor's or higher
68.4%
Unemployment
4.1%
Poverty rate
7.4%
Avg household size
2.4
White
45.2%
Black
22.1%
Hispanic
18.5%
Asian
9.2%
Other
5%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

East Silver Spring ElementaryElementary7Montgomery County Public SchoolsPrimary school serving the local community.
Takoma Park Middle SchoolMiddle6Montgomery County Public SchoolsServes the broader Silver Spring area.
Montgomery Blair High SchoolHigh8Montgomery County Public SchoolsHighly rated high school with diverse academic programs.
School districts
Montgomery County Public SchoolsALarge, highly-rated district serving the entire county.
Utilities & services
ElectricPepcoPrimary provider for the region.
Natural GasWashington GasStandard service provider.
InternetVerizon Fios / XfinityHigh-speed fiber and cable options available.
Water/SewerWSSC WaterRegional water and wastewater utility.
Major employers & industries
Discovery Communications (Legacy)MediaMajor regional presence.
NOAAFederal GovernmentSignificant federal employer in the area.
Montgomery County GovernmentPublic SectorMajor regional employer.
Major amenities · ZIP 20910
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
19 · 13 mi
Shopping & dining districts
10 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Sligo Creek Park
Park

Extensive trail system and green space serving the community.

Downtown Silver Spring
Shopping/Dining

Major urban hub with retail, restaurants, and entertainment venues.

Silver Spring Library
Civic

Modern facility serving as a community anchor.

On the horizon · announced & under construction
Purple Line Light RailInfrastructureUnder ConstructionMajor transit expansion connecting Silver Spring to Bethesda and New Carrollton.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.