The story of this market
The typical home in ZIP 29045 sells for about $348,999, or $163 per square foot.
Prices are up +9% from a year ago, so sellers still have some momentum. Homes take about 29 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,321 a month.
ZIP 29045 — Elgin
The Elgin housing market shows resilience with a median sale price of $348,999 and a competitive pace of 29 days on market. While inventory remains tight, the area continues to attract families looking for suburban value within the Columbia metropolitan orbit. Market conditions are stable, supported by consistent demand and moderate year-over-year price appreciation.
This ZIP is well-suited for family buyers and commuters seeking suburban living with more space and lower costs compared to the urban core of Columbia.
Median prices moved up 9.0% year over year.
Homes spend a median of 29 days on market with 33.5 months of supply — a balanced-paced market.
22% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.9% · poverty 11.1% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 29045, Kershaw County SC
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Public schools serving the area, such as Lugoff-Elgin High School and Leslie M. Stover Middle School, generally maintain B-level ratings.
The area benefits from its proximity to the Columbia metropolitan employment core, with ongoing residential development and suburban expansion.
Property taxes are assessed at the county level in Kershaw County; specific rates vary by school district and municipal service area.
Residents primarily commute by car toward Columbia, utilizing major highway corridors for access to the regional employment center.
The area features local parks and proximity to outdoor recreation, with shopping and dining options concentrated along primary thoroughfares.
The rental market is characterized by steady demand driven by suburban growth, with a mix of single-family rentals and apartment communities.
The local economy is tied to the broader Columbia metropolitan area, which features a diverse mix of government, education, and healthcare employers.
Transportation is heavily reliant on private vehicle use, with access to regional highways connecting to Columbia.
Ongoing residential development continues to expand the suburban footprint of the Elgin area.
Kershaw County Assessor manages property valuations for tax purposes.
Parcels are subject to Kershaw County School District taxes and local municipal service levies.
Property insurance premiums are influenced by regional hazard profiles typical of the South Carolina Midlands.
Data retrieved from US Census Bureau ZCTA profiles and local market aggregators.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Frankie's of Columbia4.419.9 mi
- EdVenture4.518 mi
- Surge Adventure Park4.48.8 mi
- Palmetto Falls Water Park4.413.1 mi
- Altitude Trampoline Park - Columbia4.516.6 mi
- Colonial Life Arena4.617.7 mi
- Williams-Brice Stadium4.618.3 mi
- South Carolina State Fair4.318.2 mi
- Golden Corral Buffet & Grill4.113.4 mi
- Frankie's of Columbia4.419.9 mi
- Sesquicentennial State Park4.68.1 mi
- Regal Sandhill4.14.8 mi
- Surge Adventure Park4.48.8 mi
- Spotlight Cinemas Capital 84.711.3 mi
- Greenview Park4.512.2 mi
- U.S. Army Basic Combat Training Museum4.713.7 mi
- South Carolina State Museum4.717.9 mi
- Sesquicentennial State Park4.68.1 mi
- EdVenture4.518 mi
- Columbia Museum of Art4.617.1 mi
- Sesquicentennial State Park4.68.1 mi
- Hilton Field4.812.8 mi
- Greenview Park4.512.2 mi
- Polo Road Park4.47.7 mi
- Doko Meadows Park4.78.2 mi
- Clearwater Cove Marina4.614.5 mi
- Wateree Marina4.517.3 mi
- Cobblestone Golf Club4.69.6 mi
- The Windermere Club4.15.1 mi
- Spring Valley Country Club4.67.3 mi
- Valhalla Woods Golf Club4.25.8 mi
- The Woodcreek Club4.74.3 mi
- Columbia Place Mall3.511.2 mi
- Village at Sandhill4.34.8 mi
- Publix Super Market at Rice Creek Village4.55.2 mi
- T.J. Maxx4.45 mi
- Publix Super Market at North Pointe Shopping Center4.55.9 mi
- Columbia Metropolitan Airport4.423.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Features a golf course and extensive residential amenities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.