The story of this market
The typical home in ZIP 46076 sells for about $214,000, or $125 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 58 days to sell. HUD's fair market rent for a two-bedroom is $863 a month.
ZIP 46076 — Windfall
The 46076 housing market in Windfall, Indiana, shows signs of stagnation with limited price recovery compared to neighboring areas. While the $214,000 median price point offers accessibility, investors face risks related to management intensity and vacancy drift. Current market conditions favor experienced operators who can navigate the structural challenges of this rural Tipton County market.
This ZIP is primarily suited for experienced real estate investors who understand the specific management intensity and structural market dynamics of the Windfall area.
Median prices moved down 2.1% year over year.
Homes spend a median of 58 days on market with 4.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.4% · poverty 12.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 46076, Tipton County, Indiana
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The rental market in 46076 is characterized by moderate vacancy pressure and requires experienced management to mitigate potential maintenance and turnover risks.
The local economy is primarily supported by agricultural and small-scale industrial operations within Tipton County.
Tipton County utilizes a standard ad valorem assessment system for property taxation.
Parcels are subject to local school district and county-level tax levies.
Data retrieved from ZCTA-level census profiles.
- Koteewi Run Seasonal Slopes4.418.2 mi
- Marion Splash House4.318.8 mi
- Kokomo Beach Family Aquatic Center4.512.2 mi
- Chuck E. Cheese4.110.1 mi
- Gravity Trampoline Park3.610.5 mi
- Purgatory Golf Club4.519.2 mi
- Kokomo Speedway4.613.5 mi
- Howard County Fairgrounds4.47.1 mi
- Kokomo Alehouse4.511.3 mi
- PASTArrific4.310.9 mi
- AMC CLASSIC Kokomo 124.310.3 mi
- Highland Park4.611.7 mi
- Kokomo Beach Family Aquatic Center4.512.2 mi
- Kokomo Opalescent Glass4.811.2 mi
- Jackson Morrow Park4.610.7 mi
- Kokomo-Howard County Public Library Main4.612 mi
- The James Dean Museum4.916 mi
- Seiberling Mansion4.812.5 mi
- James Dean Gallery4.816.1 mi
- Mr. Muffin's Trains Layout4.412 mi
- Highland Park4.611.7 mi
- Jackson Morrow Park4.610.7 mi
- Foster Park4.512.2 mi
- Wildcat Creek Reservoir Park4.58.7 mi
- Callaway Park4.59 mi
- SpeedWorx Marine - Docks & Lifts4.916.7 mi
- Wildcat Creek Golf Course4.411.3 mi
- Elwood Golf Links4.410.4 mi
- Chippendale Golf Course4.510.7 mi
- Kokomo Country Club4.611.6 mi
- Tipton Municipal Golf Course4.29.1 mi
- Meijer4.310.2 mi
- Markland Mall4.210.5 mi
- Rural King4.410.5 mi
- Kohl's4.29.9 mi
- T.J. Maxx4.310 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.