The story of this market
The typical home in Tipton County, Indiana sells for about $250,903, or $135 per square foot.
Prices are up +4.08% from a year ago, so sellers still have some momentum. Homes take about 43 days to sell. Over the long run, values in this county have grown 84% since 2000. Last year 2 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,239 a month.
HUD sets the fair market rent for a 2-bedroom at $1,239 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
-0.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+20.1%). Worst: 2010 (-5.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.7%
IN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,476
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
-0.7%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
35
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $6,922,215.
Mortgage activity
Home lending in this county
80.1%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 708 | 386 | 79.9% | 4.4% | $160,000 |
| 2019 | 734▲ | 406▲ | 80.1%▲ | 2.8% | $160,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Tipton County, Indiana
Tipton County's housing market shows steady appreciation with a 4.08% year-over-year increase in median home values. Low inventory levels continue to support pricing, though the market remains sensitive to broader economic shifts in the central Indiana region.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 3 cities · 4 ZIP reports
Median prices moved up 4.0% year over year.
Homes spend a median of 42 days on market with 3.0 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 7.8% — a stable, low-distress profile.
Deterministic aggregate of 2 researched ZIP reports of 4 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Tipton County, Indiana — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 22
| 46065 | Mulberry | $301,614 | $145 | +4.2% | 65 | 97.5% | 15% | 4.5 | 12 | $1,011 | researched Sep 22 |
| 46068 | Sharpsville | $279,900 | $145 | +3.2% | 52 | 98.5% | 12% | 3.5 | 5 | $955 | researched Sep 22 |
| 46072 | Tipton | $235,000 | $142 | +4.2% | 38 | 98.5% | 12.5% | 2.8 | 14 | $837 | researched Sep 22 |
| 46076 | Windfall | $214,000 | $125 | -2.1% | 58 | 97.5% | 15% | 4.2 | 12 | $863 | researched Sep 22 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Tipton County maintains a rural profile with crime rates generally lower than the Indiana state average, reflecting its small-town community structure.
Schools in Tipton County are primarily served by Tipton Community School Corporation and Tri-Central Community Schools, which are characterized by small class sizes and community-focused educational environments.
The county faces standard Midwestern weather risks including severe thunderstorms and occasional wind events, with no significant drought conditions reported as of late 2026.
Economic momentum is driven by a stable agricultural base and proximity to the Kokomo industrial corridor, with steady but modest population growth.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The economy is anchored by agriculture and manufacturing, with a labor force of approximately 8,100 and a low unemployment rate of 3.2%.
The county is served by a network of state highways including US 31, providing critical north-south connectivity to the broader central Indiana region.
The Tipton County Assessor manages property assessments based on annual market value-in-use adjustments to ensure equitable taxation across the county.
The county is served by local school corporations and various special taxing districts for fire protection and library services.
Property insurance markets remain stable, reflecting the county's low-risk profile for major natural disasters compared to coastal regions.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A central community hub offering recreational facilities and green space for local events.
Features historic architecture and local businesses that serve as the social and commercial heart of the county.
Data retrieved from US Census Bureau ACS profiles for Tipton County.
applies when — Property must be the taxpayer's principal place of residence.
Removes the first $45,000 of the homestead's assessed value from taxation.
Indiana Code 6-1.1-12-37.
Indiana requires a judicial foreclosure process, meaning lenders must file a lawsuit in court to obtain a foreclosure decree.
Indiana Code 32-30-10.
Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments.
Indiana Code 6-1.1-4.
applies when — Applies to the sale, exchange, or installment contract of residential real estate containing not more than four dwelling units.
Requires the seller to complete a disclosure form regarding the condition of the property, subject to specific statutory exemptions (e.g., court-ordered transfers, foreclosures).
Indiana Code 32-21-5.
Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Indiana Constitution Article X, Section 1; Indiana Code 6-1.1-20.6.
≈ $2,509/yr on a $250,903 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.