The story of this market
The typical home in ZIP 78132 sells for about $603,000, or $235 per square foot.
Prices are down 2.8% from a year ago, which gives buyers more room to negotiate. Homes take about 60 days to sell. HUD's fair market rent for a two-bedroom is $2,295 a month.
ZIP 78132 — New Braunfels
The 78132 housing market shows resilience with high median household incomes and strong demand, though year-over-year price growth has softened. The market remains competitive with a median sale-to-list ratio near 97%, indicating that while buyers have more leverage than in previous years, well-priced homes continue to move steadily.
This ZIP is ideal for families and professionals seeking a suburban lifestyle with access to Hill Country amenities, while remaining within commuting distance of major regional employment centers.
Median prices moved down 2.8% year over year.
Homes spend a median of 60 days on market with 4.5 months of supply — a balanced-paced market.
35% of listings have cut prices · homes sell at 97.1% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 4.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 78132, Comal County TX
The area is served by highly-rated public schools within the New Braunfels and Comal Independent School Districts.
The region faces moderate wildfire and wind risks common to the Texas Hill Country, with insurance premiums trending upward.
The area is experiencing significant residential expansion and infrastructure development, driven by its proximity to the San Antonio-New Braunfels metro corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily commute via I-35 toward the San Antonio or Austin employment hubs, with average travel times around 31.5 minutes.
The ZIP features extensive access to the Guadalupe River, Canyon Lake, and numerous local parks, with proximity to New Braunfels' historic shopping and dining districts.
The rental market is characterized by strong demand and rising rents, with a mix of single-family rentals and newer multi-family developments.
The local economy is anchored by tourism, healthcare, and retail, with significant employment spillover from the San Antonio-New Braunfels metro area.
The area is heavily reliant on personal vehicles, with I-35 serving as the primary transit corridor for regional connectivity.
Ongoing residential master-planned community developments are active throughout the ZIP, bordering the northern edge of New Braunfels.
Parcels are subject to Comal County taxes, school district levies, and various MUD/utility district assessments.
Property insurance costs are rising due to regional weather-related hazard exposure, including wind and hail risks.
Data retrieved from Census Reporter and U.S. Census Bureau ACS 2023/2024 datasets.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Schlitterbahn Waterpark New Braunfels4.36.9 mi
- Camp Fimfo Texas Hill Country4.45.6 mi
- Texas Tubes4.67.1 mi
- Santa's Ranch Drive Thru Christmas Light Park4.611.1 mi
- Wonder World Cave & Adventure Park4.615.8 mi
- Gruene Hall4.76.7 mi
- Camp Fimfo Texas Hill Country4.45.6 mi
- EVO Entertainment + EVX - Schertz4.312.9 mi
- Screaming Goat Yard & Tap - Spring Branch4.511.2 mi
- Retama Park4.215.7 mi
- Natural Bridge Caverns4.710.9 mi
- Natural Bridge Wildlife Ranch4.410.5 mi
- Landa Park4.86.7 mi
- Stars & Stripes Drive-In Theatre4.710.3 mi
- EVO Entertainment + EVX - Schertz4.312.9 mi
- Natural Bridge Caverns4.710.9 mi
- Devil's Backbone Tavern4.710.4 mi
- McKenna Children's Museum4.87.7 mi
- 7A Ranch4.514.6 mi
- Landa Falls4.57.1 mi
- Natural Bridge Caverns4.710.9 mi
- Schlitterbahn Waterpark New Braunfels4.36.9 mi
- Natural Bridge Wildlife Ranch4.410.5 mi
- Landa Park4.86.7 mi
- Comal Park4.26.1 mi
- Canyon Lake Marina4.68 mi
- Cranes Mill Marina4.88.8 mi
- Kissing Tree Golf Club4.212.7 mi
- River Crossing Club4.712.9 mi
- Landa Park Golf Course4.66.7 mi
- Kuebler Waldrip Haus and Danville Schoolhouse Bed and Breakfast4.94 mi
- Bussey's Flea Market4.312.6 mi
- T.J. Maxx4.48.7 mi
- Kohl's4.29 mi
- Granzin's Meat Market4.88.6 mi
- Brookshire Brothers4.48.8 mi
- San Antonio International Airport4.324.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major recreational lake offering boating, fishing, and swimming.
Popular destination for tubing, rafting, and outdoor recreation.
Large municipal park with trails, picnic areas, and a miniature train.
Key-figure check: median price corroborated by the published ten-year series (2026) (within 12.5%).