The story of this market
The typical home in ZIP 83830 sells for about $226,350, or $215 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,250 a month.
ZIP 83830 — Fernwood
The housing market in 83830 is characterized by low inventory and slow turnover, typical of a rural, land-heavy market. Prices have seen modest appreciation, driven by demand for large acreage rather than speculative development. The market remains stable with little pressure from new construction or rental demand.
This ZIP is best suited for those seeking rural privacy, large acreage, and outdoor lifestyles, rather than commuters or those requiring proximity to urban amenities.
Median prices moved up 4.2% year over year.
Homes spend a median of 112 days on market with 16.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 9.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 83830, Benewah County ID
Crime rates in the Fernwood area are generally low and consistent with rural North Idaho, with no significant upward trends reported.
Schools serving the area are part of the St. Maries Joint School District, which provides a rural educational environment with limited extracurricular options compared to larger urban districts.
The area faces moderate wildfire risk typical of the forested regions of Benewah County, with standard insurance requirements for rural properties.
Economic momentum is driven primarily by timber, agriculture, and small-scale tourism, with limited large-scale commercial development occurring within the ZIP.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Idaho) — Homestead Property Tax Exemption: Exempts the lesser of $125,000 or 50% of the market value for assessment purposes from property taxation. Formula: Exemption = min($125,000, 0.50 * Market Value).
Commuting is primarily by private vehicle, with residents traveling to St. Maries or Coeur d'Alene for employment; there is no public transit infrastructure.
The area offers extensive access to outdoor recreation, including proximity to the St. Joe River, national forest trails, and hunting/fishing grounds.
The rental market is extremely limited with low turnover, consisting mostly of single-family homes; there is negligible short-term rental pressure.
The local economy is anchored by natural resource industries, including timber and agriculture, with a small service sector supporting local residents.
Transportation is entirely dependent on state highways; there is no public transit or rail service.
There are no major commercial or residential master-planned developments currently approved or under construction in this ZIP.
The Benewah County Assessor manages property valuations, focusing on agricultural and residential land classifications.
Parcels are subject to St. Maries Joint School District taxes and local fire protection district assessments.
Property insurance premiums are influenced by wildfire risk and the distance to fire response services.
Data retrieved from data.census.gov ZCTA 83830 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides vast acreage for hiking, camping, and outdoor recreation.
Popular for fishing, boating, and scenic views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.