The story of this market
The typical home in Benewah County, Idaho sells for about $341,274, or $205 per square foot.
Prices are up +2.8% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. Over the long run, values in this county have grown 268% since 2000. The biggest natural hazard here is landslide, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,117 a month.
HUD sets the fair market rent for a 2-bedroom at $1,117 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
+15.5%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2006 (+25.9%). Worst: 2010 (-10.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.3%
ID · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,547
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+15.5%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
91
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $6,447,711.
Mortgage activity
Home lending in this county
74%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 383 | 210 | 74.3% | 3.6% | $205,000 |
| 2019 | 450▲ | 229▲ | 74% | 3.8%▲ | $215,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Benewah County, Idaho
The Benewah County housing market is showing signs of stability with modest price appreciation and low inventory levels. Demand remains steady, driven by local buyers and those seeking rural property, though limited supply continues to constrain sales volume.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 5 ZIP reports
Median prices moved up 2.1% year over year.
Homes spend a median of 84 days on market with 4.0 months of supply — a balanced-paced market.
8% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 11.8% — a stable, low-distress profile.
Deterministic aggregate of 1 researched ZIP reports of 5 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Benewah County, Idaho — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 29
researched Oct 4
researched Sep 29
researched Sep 29
researched Sep 29
| 83810 | Cataldo | $625,000 | $298 | +17.6% | 81 | 98% | 19.9% | 12 | 745 | $1,807 | researched Sep 29 |
| 83830 | Fernwood | $226,350 | $215 | +4.2% | 112 | 96.5% | 12% | 16 | 48 | $1,250 | researched Oct 4 |
| 83851 | Plummer | $414,950 | $278 | +2.1% | 84 | 97.5% | 8.3% | 4 | 12 | $934 | researched Sep 29 |
| 83861 | St. Maries | $493,000 | $235 | +9.6% | 61 | 95% | — | — | 78 | $1,507 | researched Sep 29 |
| 83876 | — | $400,000 | $339 | +63.2% | 61 | 97.9% | — | 43 | 43 | $2,197 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Benewah County remain low relative to national averages, with property crime being the primary concern in rural areas. Local law enforcement reports stable trends consistent with the broader Idaho Panhandle region.
Schools in Benewah County are primarily served by the St. Maries Joint School District, which provides a rural educational environment with limited extracurricular offerings compared to larger urban districts.
The county faces moderate wildfire risk during summer months, typical of the Idaho Panhandle, and localized flood risks near the St. Joe River. Insurance availability remains stable but premiums are sensitive to wildfire mitigation efforts.
Economic momentum is driven by timber, agriculture, and outdoor recreation, with limited large-scale industrial development. Infrastructure investment is focused on maintaining rural road networks and supporting small-scale tourism.
Property taxes are assessed by the Benewah County Assessor based on market value, with rates determined by local taxing districts including schools, the county, and emergency services. Idaho offers a homeowner's exemption for primary residences.
The area is defined by the St. Joe River, offering extensive fishing, boating, and hiking opportunities in the surrounding national forests.
The rental market is characterized by low inventory and high demand for single-family homes, with limited multi-family development.
The economy is anchored by the timber industry, agriculture, and local government services. Employment growth is modest and tied to regional commodity prices.
Transportation is heavily reliant on personal vehicles, with Highway 3 and Highway 5 serving as the primary corridors for regional access.
The Benewah County Assessor maintains annual property valuations based on market sales data and physical inspections.
Parcels are subject to levies from the county, school districts, and various fire protection districts.
Property insurance markets are stable, though premiums are influenced by regional wildfire risk assessments.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Expansive public lands for hiking, hunting, and camping.
Popular destination for fishing and recreational boating.
Data retrieved from US Census Bureau QuickFacts and FRED.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Applies to the transfer of any real property improved by one to four dwelling units.
Requires the seller to provide a written property condition disclosure form to the buyer, detailing the condition of the property.
Idaho Code Title 55, Chapter 25.
applies when — The property must be owner-occupied and used as the primary dwelling place of the owner.
Exempts the lesser of $125,000 or 50% of the market value for assessment purposes from property taxation. Formula: Exemption = min($125,000, 0.50 * Market Value).
Idaho Code 63-602G; as amended by House Bill 885 (2026).
applies when — Applies to parcels governed by a homeowners' association as defined in Idaho Code 55-3203.
Imposes obligations regarding association governance, financial disclosures, and restrictions on covenants (e.g., limitations on short-term rental bans and accessory dwelling unit restrictions).
Idaho Code Title 55, Chapter 32.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.