The story of this market
The typical home in ZIP 83861 sells for about $493,000, or $235 per square foot.
Prices are up +9.56% from a year ago, so sellers still have some momentum. Homes take about 61 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,507 a month.
ZIP 83861 — St. Maries
The 83861 housing market is characterized by low inventory and a slow pace of sales, with a median home price of $493,000. Market activity is limited, reflecting the rural nature of the area where turnover is infrequent. There is no published data for rental prices or specific tax rates, indicating a lack of institutional market tracking for this ZIP.
This ZIP is best suited for those seeking a rural lifestyle, outdoor enthusiasts, and families looking for a quiet, small-town environment away from major urban centers.
Median prices moved up 9.6% year over year.
Homes spend a median of 61 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 95% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 12.3% — a stable, low-distress profile.
ZCTA 83861, Idaho
The area is served by the St. Maries Joint School District, which provides public education for the local community.
The region is characterized by significant forest cover, presenting a standard wildfire risk profile for rural North Idaho.
Economic activity is primarily driven by natural resources, timber, and local services, with limited large-scale industrial development.
Property taxes are assessed by Benewah County based on local mill rates; specific effective tax rates for this ZIP are not published.
Commuting is primarily car-dependent, with residents traveling to local employment centers in St. Maries or commuting toward the Coeur d'Alene metro area.
The area offers extensive outdoor recreation, including access to the St. Joe River, local parks, and proximity to national forest lands for hiking and fishing.
The rental market is limited with very low inventory, making it difficult to track consistent rent trajectories or vacancy rates.
The local economy is anchored by the timber industry, local government, and small-scale retail services.
Transportation is heavily reliant on personal vehicles, with Highway 3 serving as the primary corridor for regional access.
There are no major large-scale commercial or residential developments currently reported for this rural ZIP code.
The Benewah County Assessor manages property valuations for the majority of this ZIP code.
Parcels are subject to local school district levies and county-wide service districts.
Property insurance premiums are influenced by the rural nature of the area and wildfire risk exposure.
Data retrieved from Census Bureau and ACS 5-year estimates; some specific metrics are not published at the ZCTA level.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major regional waterway providing fishing, boating, and scenic recreation.
Central community park serving the primary population hub of the ZIP.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.