LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Solano County, California sells for about $610,000, or $341 per square foot.

Prices are up +2.7% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. Over the long run, values in this county have grown 172% since 2000. Last year 32 of 95 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is earthquake, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,342 a month.

HUD sets the fair market rent for a 2-bedroom at $2,342 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.

Price climate

Every year of price change, 2000–2025

-0.3%

2025

200020132025

Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2014 (+26.3%). Worst: 2009 (-28.2%). Hover to read a year.

Monthly price momentum

Home values since 2015

+0.5%

CA · past 12 months

CA 190.8USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

Rent benchmark

Fair market rent by size

$3,053

3-bed / month

$1,706
Studio
$1,876
1 bed
$2,342
2 bed
$3,053
3 bed
$3,483
4 bed
Gross rental yield · 3-bed rent × 12 ÷ $610,0006.0%

HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.

Neighborhood price trend

Long-run price trend, 2000–2025

-0.3%

2025 change

200020052010201520202025-30%-15%0%15%30%

FHFA repeat-sales index, median of 95 census tracts in this county (2000 = 100). Bars are each year's median change.

Natural hazard exposure

The area's risk shape

74

Relatively Moderate

EarthquakeRiverine floodingLandslideVolcanic activityWildfireLightningHeat waveHail

FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $292,106,733.

Mortgage activity

Home lending in this county

80.8%

2019 approval rate

YearApplicationsLoans madeApprovalInvestor shareMedian home value
2018264281290274.6%6.2%$420,000
201934144▲18243▲80.8%▲4.6%▼$445,000▲

CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.

County intel report · monthly refresh cycle
Track this county

Solano County, California

Vallejo market · minorrefreshed Oct 7, 2026, 10:19 PM2 refresh cycles retainednext refresh due Jan 5, 2027
Market sentiment: neutral

The Solano County housing market is experiencing a period of stabilization with modest price growth of 2.7% year-over-year. While inventory remains relatively tight, the market is seeing longer days on market compared to the broader Bay Area, reflecting a cooling trend in buyer demand.

No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).

The data chain · drill up or downproperty → ZIP → city → county → state
California state →Vallejo market →Solano County

Select a city to expand its ZIP intel reports beneath · 8 cities · 16 ZIP reports

Latest readings
Median sale price
$610,000
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$341
Median days on market
42
Active listings
834
Listings with price cuts
6.85%
Median price change YoY
+2.7%
Closed sales (monthly)
455,376
Months of supply
2.5
Sale-to-list ratio
93.15%
Median asking rent
$2,300/mo
Population
451,918
Median household income
$100,401
Avg effective property tax rate
0.8%
County Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
71
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.1% year over year.

84
Liquidity/100

Homes spend a median of 49 days on market with 0.1 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 1.61% of asking — demand is holding steady.

84
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 10.0% — a stable, low-distress profile.

Federal real-property footprintGSA REXUS · county granular
Federal buildings & leases
10
Usable area
82k sq ft
Mean building size
8,230 sq ft

Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.

Deterministic roll-up
15 of 16 ZIP reports contributed
Median sale price
$522,965
Median price / sq ft
$325
Median days on market
48.86
Active listings
18,150
Listings with price cuts
0.24%
Median price change YoY
+3.14%
Closed sales (monthly)
2,545
Months of supply
0.05
Sale-to-list ratio
1.61%
Median asking rent
$2,110/mo
Population
572,035
Median household income
$80,055

Deterministic aggregate of 15 researched ZIP reports of 16 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

Median home value · ten-year trajectory & projection

Solano County, California — researched county-level history with a deterministic 1 / 3 / 5-year projection

2016201720182019202020212022202320242025202620282030$300,000$450,000$600,000$750,000$900,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property base layer · rolled up from researched properties

No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.

ZIP roster · every intel report in the county16 of 16 ZIPs researched
Sort
94510Benicia
Median price
$798,500
$/sqft
$415
Trend YoY
—
Days on mkt
40
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
18
Median rent
$2,342

researched Sep 25

94512Birds Landing
Median price
$509,663
$/sqft
$325
Trend YoY
-3.1%
Days on mkt
42
Sale-to-list
98.5%
Price cuts
28%
Supply (mo)
3.2
Listings
142
Median rent
$2,073

researched Oct 8

94533Fairfield
Median price
$550,000
$/sqft
$315
Trend YoY
+3.2%
Days on mkt
38
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
203
Median rent
$2,199

researched Oct 8

94534Fairfield
Median price
$688,841
$/sqft
$315
Trend YoY
+3.2%
Days on mkt
38
Sale-to-list
98.5%
Price cuts
15%
Supply (mo)
2.5
Listings
92
Median rent
$2,850

researched Oct 8

94535Fairfield
Median price
$510,000
$/sqft
$353
Trend YoY
-2%
Days on mkt
40
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
395
Median rent
$2,199

researched Sep 25

94571Rio Vista
Median price
$439,779
$/sqft
$252
Trend YoY
-2.8%
Days on mkt
99
Sale-to-list
98.5%
Price cuts
—
Supply (mo)
12
Listings
74
Median rent
$2,400

researched Sep 25

94585Suisun City
Median price
$554,333
$/sqft
$355
Trend YoY
-3.2%
Days on mkt
45
Sale-to-list
98.5%
Price cuts
25%
Supply (mo)
6.2
Listings
168
Median rent
$2,400

researched Sep 25

94587Union City
Median price
$1,198,699
$/sqft
$650
Trend YoY
+2.1%
Days on mkt
24
Sale-to-list
99.2%
Price cuts
15%
Supply (mo)
2.8
Listings
74
Median rent
$3,200

researched Oct 8

94589Vallejo
Median price
$510,000
$/sqft
$345
Trend YoY
+1.2%
Days on mkt
38
Sale-to-list
98.5%
Price cuts
15%
Supply (mo)
3.2
Listings
19
Median rent
$2,219

researched Sep 24

94590Vallejo
Median price
$459,000
$/sqft
$345
Trend YoY
+3.2%
Days on mkt
72
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
16,146
Median rent
$1,895

researched Sep 24

Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.

Page 1 of 2
Area context
Crime & safety

Solano County reported a violent crime rate of 478 per 100,000 residents and a property crime rate of 2,303 per 100,000 in 2024, which is higher than most counties nationally.

Schools & education

The county is served by several independent school districts, with Solano Community College and California State University Maritime Academy serving as major higher education anchors.

Growth & development

The county economy is anchored by education and public sector institutions, with major employers including Solano Community College, Touro University California, and the California State University Maritime Academy.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (Solano County, California) — California Proposition 13 Property Tax Assessment Regime: Property tax is calculated as 1% of the base-year value plus voter-approved debt rates. The base-year value is established at acquisition or new construction and is limited to a maximum annual increase of 2%. Reassessment occurs upon change in ownership or new construction.

Economy & employers

The economy is driven by education, maritime training, and public sector employment.

Transportation & infrastructure

The county is served by major highway corridors connecting the Bay Area to the Central Valley.

County appraisal district

The county assessor manages property valuations based on state-mandated assessment cycles.

Special districts

The county includes various special districts for utilities, flood control, and education.

Major amenities · Solano County, California
Theme, amusement & water parks
19 · 30 mi
Entertainment venues, stadiums & amphitheaters
16 · 30 mi
Family fun & things to do
20+ · 20 mi
Museums, galleries & history
20+ · 30 mi
Parks, trails & nature
19 · 20 mi
Lakes, marinas & beaches
1 · 30 mi
Shopping & dining districts
10 · 20 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities

The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.

Inside this county
Solano Community College
Education

A major regional institution providing higher education and vocational training.

California State University Maritime Academy
Education

A specialized campus focused on maritime and engineering studies.

Touro University California
Education

A graduate-level university focused on health sciences and education.

Discovery profileACS 2024
Census profile · Solano County, California
Population
451,918
Median age
39.2 yrs
Owner-occupancy
63%
Median home value
$617,700
Median gross rent
$1,950
Median household income
$100,401
Median year built
1985
Vacancy rate
5.2%
Renter share
37%
Owner cost burden
28%
Renter cost burden
45%
Population change
+0.256%
Work-from-home share
15%
Mean commute
31 min
Bachelor's or higher
32%
Unemployment
4.5%
Poverty rate
9.99%
Avg household size
2.8
White
51%
Asian
14.6%
Black
14.7%
Hispanic
24%

Data sourced from US Census Bureau QuickFacts and Data USA.

School districts
Fairfield-Suisun Unified School DistrictN/AServes the county seat and surrounding areas.
Vacaville Unified School DistrictN/APrimary district for the Vacaville area.
Vallejo City Unified School DistrictN/APrimary district for the Vallejo area.
Major employers & industries
Solano Community CollegeEducationMajor regional employer.
Touro University CaliforniaEducationSignificant academic institution.
California State University Maritime AcademyEducationSpecialized maritime training.
Sources · 7 cited
County city board · values & trends by city8 cities · 16 ZIP reports
Median price$459,474
Price trend+3.2% YoY
Days on market72 med
Median rent$1,897
Population126,573
Active listings16,349
City market sentiment: cautious
4 of 4 ZIPs researched — figures roll up from member ZIP reports
Elmira
Median price$548,000
Price trend-3.4% YoY
Days on market41 med
Median rent$2,199
Population126,090
Active listings238
1 of 1 ZIP researched — figures roll up from member ZIP reports
Median price$551,751
Price trend+3.2% YoY
Days on market38 med
Median rent$2,208
Population122,842
Active listings690
City market sentiment: neutral
3 of 3 ZIPs researched — figures roll up from member ZIP reports
Median price$644,627
Price trend+2.9% YoY
Days on market40 med
Median rent$2,533
Population109,408
Active listings401
City market sentiment: neutral
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Suisun City
Median price$554,333
Price trend-3.2% YoY
Days on market45 med
Median rent$2,400
Population29,357
Active listings168
1 of 1 ZIP researched — figures roll up from member ZIP reports
Benicia
Median price$798,500
Price trend0% YoY
Days on market40 med
Median rent$2,342
Population27,174
Active listings18
1 of 1 ZIP researched — figures roll up from member ZIP reports
Dixon
Median price$612,000
Price trend0% YoY
Days on market34 med
Median rent$2,100
Population20,500
Active listings70
1 of 1 ZIP researched — figures roll up from member ZIP reports
Rio Vista
Median price$439,779
Price trend-2.8% YoY
Days on market99 med
Median rent$2,400
Population10,005
Active listings74
1 of 1 ZIP researched — figures roll up from member ZIP reports
Unincorporated & unassigned
Median price$693,991
Price trend-1.7% YoY
Days on market37 med
Median rent$2,374
Population70,207
Active listings216
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Jurisdictional burden contextburdens registered for this geography · most-local first
County · Solano County, California
Solano County Road and Access RequirementsLand use & zoningBinds every parcel

Regulates the use and maintenance of roads, streets, and public rights-of-way adjacent to or traversing residential parcels.

Solano County Code Chapter 24, current through Ordinance 1868 (April 2026).

Solano County Refuse and Garbage OrdinanceBuilding & codesBinds every parcel

Mandates compliance with county refuse and garbage disposal regulations, including litter control programs, for all residential parcels.

Solano County Code Chapter 23 and 23.5, current through Ordinance 1868 (April 2026).

Solano County Zoning RegulationsLand use & zoningBinds every parcel

Parcels are subject to land use, density, and development standards defined in Chapter 28 of the Solano County Code, which dictates allowable activities and structures based on specific zoning designations.

Solano County Code Chapter 28, current through Ordinance 1868 (April 2026).

California Proposition 13 Property Tax Assessment RegimeTaxationBinds every parcel

Property tax is calculated as 1% of the base-year value plus voter-approved debt rates. The base-year value is established at acquisition or new construction and is limited to a maximum annual increase of 2%. Reassessment occurs upon change in ownership or new construction.

Governed by California Revenue and Taxation Code Sections 60-69 and 64.

≈ $6,100/yr on a $610,000 median

State · California
Mello-Roos Community Facilities Act Special Parcel Tax AssessmentTaxationConditional

applies when — Applies to residential parcels located within a designated Mello-Roos Community Facilities District (CFD) established by a local agency and approved by a two-thirds vote.

Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. Unlike standard Proposition 13 taxes, Mello-Roos levies are not restricted to property valuation or the 1% cap; they are determined via an adopted Rate and Method of Apportionment (RMA) based on square footage, dwelling units, or lot acreage. Levies constitute a primary lien on the real property, subject to rapid judicial foreclosure upon tax default under accelerated statutory procedures.

Cal. Gov. Code §§ 53311–53368.3.

≈ $6,100/yr on a $610,000 median

California Wildfire Defensible Space and Hazard Mitigation MandateHazard & insuranceConditional

applies when — Applies to parcels situated within designated Very High Fire Hazard Severity Zones (VHFHSZ) or State Responsibility Areas (SRA).

Imposes an ongoing legal obligation on the parcel owner to maintain a continuous 100-foot defensible space buffer around all occupied structures: Zone 1 (0 to 30 feet) requiring intensive fuel removal, clearing dead vegetation, and limbing trees 6 feet from the ground; Zone 2 (30 to 100 feet) requiring reduced fuel/brush thinning. Failure to comply exposes the parcel to local/CAL FIRE abatement liens and misdemeanor citations. Under Cal. Civ. Code § 1102.19, sellers must provide buyers with written documentation of compliance with local defensible space laws.

Cal. Pub. Res. Code § 4291; Cal. Gov. Code § 51182; Cal. Civ. Code § 1102.19.

California Real Estate Transfer Disclosure Statement (TDS) DoctrineDisclosure & transactionBinds every parcel

Mandates that prospective sellers and listing/selling agents deliver a fully executed statutory Real Estate Transfer Disclosure Statement (TDS) disclosing all known material parcel defects, structural issues, boundary encroachments, unpermitted modifications, environmental hazards, and zoning variances. Failure to deliver allows the prospective buyer a statutory right of rescission (3 days after personal delivery or 5 days after mailing) and grounds for civil damages.

Cal. Civ. Code §§ 1102–1102.19.

California Homeowners' Property Tax ExemptionTaxationConditional

applies when — The residential dwelling must be owned and occupied by the taxpayer as their principal place of residence on the January 1 lien date.

Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). Formula: Net Taxable Assessed Value = Gross Factored Base Year Value - $7,000 exemption.

Cal. Const. art. XIII, § 3(k); Cal. Rev. & Tax. Code § 218.

California State Accessory Dwelling Unit (ADU) Development MandateLand use & zoningBinds every parcel

Mandates local governments to ministerially approve attached/detached Accessory Dwelling Units (ADUs) and Junior ADUs (JADUs) on any single-family or multi-family zoned parcel without discretionary hearings or CEQA review within 60 days. Preempts local setbacks (mandating maximum 4-foot side and rear setbacks), prohibits minimum lot size restrictions for ADUs, bans owner-occupancy requirements (for ADUs permitted prior to 2025/pursuant to recent code updates), prohibits local utility impact fees on units under 750 sq. ft., and renders void and unenforceable any private HOA deed restriction or CC&R that prohibits or unreasonably restricts ADU construction.

Cal. Gov. Code §§ 65852.2 and 65852.22 (amended continuously through recent legislative sessions).

California Power-of-Sale Non-Judicial Foreclosure FrameworkForeclosure doctrineBinds every parcel

Permits lenders to execute a non-judicial trustee's sale upon borrower default without prior court approval. The statute establishes strict timeline stages: recording of a Notice of Default (NOD) initiating a mandatory 90-day statutory cure/reinstatement period (under Cal. Civ. Code § 2924c, borrower can reinstate up to 5 business days before sale); followed by recording, posting, and publishing a Notice of Trustee Sale (NOTS) giving at least 20 days notice before the auction date. A trustee's non-judicial sale is definitive with no post-sale statutory right of redemption for the borrower, and the foreclosing lender is barred by anti-deficiency rules (Cal. Code Civ. Proc. § 580d) from seeking a deficiency judgment.

Cal. Civ. Code §§ 2924–2924k; Cal. Code Civ. Proc. § 580d.

California Senate Bill 9 (California Housing Opportunity and More Efficiency Act)Land use & zoningConditional

applies when — Applies to parcels in single-family residential zones that are not located on wetlands, hazardous waste sites, very high fire hazard zones (unless mitigated), earthquake fault zones (unless compliant with state seismic standards), or prime farmland/historic districts.

Requires local municipalities to ministerially approve, without discretionary review or CEQA scrutiny: (1) a two-unit residential development on a single-family lot (duplex), and/or (2) an urban lot split creating two parcels of roughly equal size (minimum 40% of the original lot area, each at least 1,200 sq. ft.). If a lot split is executed, the applicant must sign an affidavit certifying intention to occupy one of the housing units as their principal residence for a minimum of three years. Preempts local requirements for more than 4-foot side/rear setbacks and local parking minimums if located within 0.5 miles of transit.

Cal. Gov. Code §§ 65852.21 and 66411.7 (effective Jan 1, 2022 via SB 9).

California Natural Hazard Disclosure (NHD) Statement MandateHazard & insuranceBinds every parcel

Obligates sellers or their agents to deliver a statutory Natural Hazard Disclosure Statement certifying whether the parcel lies in any of six designated state/federal hazard zones: (1) FEMA Special Flood Hazard Area (100-year flood), (2) Area of Potential Flooding from Dam Inundation, (3) Very High Fire Hazard Severity Zone (VHFHSZ), (4) Wildland Fire Area (State Responsibility Area), (5) Earthquake Fault Zone (Alquist-Priolo), or (6) Seismic Hazard Zone (liquefaction/landslide). For parcels mapped inside these zones, state-mandated land-use setbacks, development restrictions, defensible space maintenance, mandatory flood insurance, or seismic retrofit obligations attach.

Cal. Civ. Code §§ 1103–1103.14.

Davis-Stirling Common Interest Development Act GovernanceSpecial districts & overlaysConditional

applies when — Applies to parcels situated within a common interest development (condominium project, planned development, community apartment project, or stock cooperative) with recorded CC&Rs and a common interest owners' association.

Binds the parcel to enforceable covenants, conditions, and restrictions (CC&Rs) running with the land. Empowers the association to levy regular and special assessments that become enforceable liens upon the parcel; restricts regular assessment increases exceeding 20% or special assessments exceeding 5% without member vote; establishes strict statutory limits on judicial or non-judicial foreclosure for delinquent assessments (requires delinquent regular assessments of at least $1,800 or delinquency of at least 12 months, subject to a mandatory 90-day post-sale right of redemption under Cal. Civ. Code § 5715); and overrides local HOA rules restricting accessory dwelling units, solar installations, or reasonable drought-tolerant landscaping.

Cal. Civ. Code §§ 4000–6150 (comprehensively recodified effective Jan 1, 2014).

California Alquist-Priolo Earthquake Fault Zoning Act Development RestrictionHazard & insuranceConditional

applies when — Applies to parcels situated within a State Geologist designated Alquist-Priolo Earthquake Fault Zone (typically within 500 feet of a known active fault trace).

Prohibits the construction of any structure for human occupancy across the trace of an active fault. Enforces a mandatory parcel-specific geologic investigation by a licensed engineering geologist prior to the issuance of any building permit, requiring a mandatory setback (typically a minimum of 50 feet) from any mapped active surface fault trace. Universal disclosure to prospective purchasers on the statutory Natural Hazard Disclosure form is required upon transfer.

Cal. Pub. Res. Code §§ 2621–2630.

California Homeowner Bill of Rights (HBOR) Mortgage Servicing SafeguardsForeclosure doctrineConditional

applies when — Applies to first-lien mortgages or deeds of trust secured by an owner-occupied, 1-to-4 unit residential property.

Imposes pre-foreclosure servicing requirements on mortgage servicers before an NOD can be recorded: requires a mandatory 30-day pre-default contact or due diligence period (Cal. Civ. Code § 2923.55) to explore loss-mitigation options; strictly prohibits 'dual tracking' (recording an NOD or NOTS or conducting a sale while a complete loss-mitigation application is pending); guarantees a single point of contact (SPOC); and empowers borrowers to obtain injunctive relief, actual damages, and statutory penalties up to $50,000 for material willful violations.

Cal. Civ. Code §§ 2923.55, 2923.6, 2924.12 (originally enacted 2012; permanent provisions reenacted Jan 1, 2019).

California Proposition 13 Ad Valorem Real Property TaxTaxationBinds every parcel

Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). The assessed base year value is established at acquisition/change in ownership or completion of new construction, with annual valuation inflation adjustments capped at the lesser of 2.0% or the California Consumer Price Index (CCPI). Formula: Total Annual Property Tax = [(Base Year Assessed Value × (1 + Inflation Factor capped at 2%)^n) - Eligible Exemptions] × (1.0% Base Rate + Voter-Approved Bond Rates) + Fixed Special Assessments / Parcel Taxes.

Cal. Const. art. XIII A (enacted June 6, 1978 via Proposition 13; codified in Cal. Rev. & Tax. Code §§ 50 et seq.).

≈ $6,100/yr on a $610,000 median

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.